Call reports 2018
FRIEND BANK — 2018
What FRIEND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 125,604,000 | 126,248,000 | 126,523,000 | 128,317,000 |
| Total loans | 83,981,000 | 90,663,000 | 93,565,000 | 93,473,000 |
| Allowance for loan losses | 1,074,000 | 1,117,000 | 1,253,000 | 1,212,000 |
| Securities available for sale | 18,777,000 | 18,546,000 | 17,712,000 | 17,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,473,000 | 113,786,000 | 113,822,000 | 115,615,000 |
| Interest-bearing deposits | 83,449,000 | 83,404,000 | 83,945,000 | 85,682,000 |
| Noninterest-bearing deposits | 30,024,000 | 30,382,000 | 29,877,000 | 29,933,000 |
| Equity capital | 11,937,000 | 12,208,000 | 12,307,000 | 12,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,757,000 | 4,261,000 | 5,823,000 |
| Interest expense | 85,000 | 196,000 | 330,000 | 478,000 |
| Net interest income | 1,219,000 | 2,561,000 | 3,931,000 | 5,345,000 |
| Noninterest income | 314,000 | 577,000 | 900,000 | 1,183,000 |
| Noninterest expense | 1,000,000 | 1,924,000 | 2,958,000 | 3,941,000 |
| Provision for loan losses | 48,000 | 78,000 | 247,000 | 458,000 |
| Pretax income | 491,000 | 1,142,000 | 1,632,000 | 2,135,000 |
| Income tax | 36,000 | 64,000 | 98,000 | 125,000 |
| Net income | 455,000 | 1,078,000 | 1,534,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,971,000 | 12,313,000 | 12,488,000 | 12,264,000 |
| Total capital | 13,014,000 | 13,415,000 | 13,621,000 | 13,393,000 |
| Risk-weighted assets | 83,371,000 | 88,123,000 | 90,541,000 | 90,232,000 |