Call reports 2017
FRIEND BANK — 2017
What FRIEND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 128,645,000 | 125,466,000 | 123,793,000 | 126,745,000 |
| Total loans | 79,607,000 | 82,044,000 | 83,704,000 | 82,381,000 |
| Allowance for loan losses | 1,013,000 | 945,000 | 984,000 | 1,061,000 |
| Securities available for sale | 21,629,000 | 21,067,000 | 20,233,000 | 19,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,469,000 | 112,789,000 | 110,761,000 | 114,470,000 |
| Interest-bearing deposits | 87,721,000 | 84,985,000 | 83,470,000 | 83,909,000 |
| Noninterest-bearing deposits | 28,748,000 | 27,804,000 | 27,291,000 | 30,561,000 |
| Equity capital | 11,994,000 | 12,455,000 | 12,734,000 | 11,949,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,251,000 | 2,565,000 | 3,954,000 | 5,302,000 |
| Interest expense | 82,000 | 162,000 | 240,000 | 318,000 |
| Net interest income | 1,169,000 | 2,403,000 | 3,714,000 | 4,984,000 |
| Noninterest income | 289,000 | 567,000 | 817,000 | 1,046,000 |
| Noninterest expense | 1,035,000 | 2,032,000 | 3,058,000 | 4,069,000 |
| Provision for loan losses | 23,000 | 66,000 | 134,000 | 233,000 |
| Pretax income | 400,000 | 872,000 | 1,339,000 | 1,728,000 |
| Income tax | 20,000 | 42,000 | 74,000 | 92,000 |
| Net income | 380,000 | 830,000 | 1,265,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,789,000 | 12,136,000 | 12,467,000 | 11,849,000 |
| Total capital | 12,760,000 | 13,081,000 | 13,451,000 | 12,869,000 |
| Risk-weighted assets | 77,632,000 | 80,067,000 | 82,415,000 | 81,521,000 |