Call reports 2014
FRIEND BANK — 2014
What FRIEND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,234,000 | 70,427,000 | 69,983,000 | 68,786,000 |
| Total loans | 45,141,000 | 47,855,000 | 51,263,000 | 50,156,000 |
| Allowance for loan losses | 727,000 | 756,000 | 704,000 | 673,000 |
| Securities available for sale | 12,277,000 | 11,985,000 | 11,622,000 | 11,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,478,000 | 62,728,000 | 60,079,000 | 61,031,000 |
| Interest-bearing deposits | 51,467,000 | 51,614,000 | 49,463,000 | 49,908,000 |
| Noninterest-bearing deposits | 11,011,000 | 11,114,000 | 10,616,000 | 11,123,000 |
| Equity capital | 7,632,000 | 7,590,000 | 7,712,000 | 7,640,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,419,000 | 2,168,000 | 2,921,000 |
| Interest expense | 60,000 | 120,000 | 176,000 | 224,000 |
| Net interest income | 650,000 | 1,299,000 | 1,992,000 | 2,697,000 |
| Noninterest income | 182,000 | 347,000 | 506,000 | 696,000 |
| Noninterest expense | 641,000 | 1,280,000 | 1,905,000 | 2,658,000 |
| Provision for loan losses | 0 | 100,000 | 100,000 | 100,000 |
| Pretax income | 191,000 | 266,000 | 493,000 | 635,000 |
| Income tax | 8,000 | 11,000 | 15,000 | 18,000 |
| Net income | 183,000 | 255,000 | 478,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,622,000 | 7,488,000 | 7,592,000 | 7,484,000 |
| Total capital | 8,146,000 | 8,041,000 | 8,172,000 | 8,046,000 |
| Risk-weighted assets | 41,735,000 | 44,026,000 | 46,248,000 | 44,853,000 |