Call reports 2011
FRIEND BANK — 2011
What FRIEND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 76,397,000 | 78,345,000 | 73,957,000 | 72,672,000 |
| Total loans | 48,483,000 | 48,509,000 | 46,519,000 | 44,962,000 |
| Allowance for loan losses | 949,000 | 1,029,000 | 994,000 | 1,007,000 |
| Securities available for sale | 10,318,000 | 9,837,000 | 10,044,000 | 11,189,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,029,000 | 66,971,000 | 63,527,000 | 62,680,000 |
| Interest-bearing deposits | 56,723,000 | 57,749,000 | 55,304,000 | 54,671,000 |
| Noninterest-bearing deposits | 8,306,000 | 9,222,000 | 8,223,000 | 8,009,000 |
| Equity capital | 7,288,000 | 7,505,000 | 7,583,000 | 7,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,751,000 | 2,608,000 | 3,436,000 |
| Interest expense | 181,000 | 351,000 | 510,000 | 638,000 |
| Net interest income | 681,000 | 1,400,000 | 2,098,000 | 2,798,000 |
| Noninterest income | 145,000 | 386,000 | 563,000 | 708,000 |
| Noninterest expense | 577,000 | 1,165,000 | 1,793,000 | 2,440,000 |
| Provision for loan losses | 85,000 | 170,000 | 255,000 | 340,000 |
| Pretax income | 164,000 | 380,000 | 542,000 | 655,000 |
| Income tax | 9,000 | 19,000 | 30,000 | 6,000 |
| Net income | 155,000 | 361,000 | 512,000 | 649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,217,000 | 7,304,000 | 7,342,000 | 7,411,000 |
| Total capital | 7,770,000 | 7,850,000 | 7,870,000 | 7,922,000 |
| Risk-weighted assets | 43,870,000 | 43,217,000 | 41,770,000 | 40,354,000 |