Call reports 2025
FARMERS STATE BANK, THE — 2025
What FARMERS STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 236,372,000 | 233,109,000 | 234,620,000 | 235,080,000 |
| Total loans | 136,944,000 | 139,024,000 | 135,865,000 | 141,091,000 |
| Allowance for loan losses | 2,595,000 | 2,461,000 | 2,551,000 | 2,321,000 |
| Securities available for sale | 63,030,000 | 66,203,000 | 68,044,000 | 68,729,000 |
| Securities held to maturity | 1,687,000 | 1,431,000 | 1,426,000 | 1,420,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,317,000 | 204,530,000 | 203,932,000 | 204,183,000 |
| Interest-bearing deposits | 162,437,000 | 164,018,000 | 163,274,000 | 165,728,000 |
| Noninterest-bearing deposits | 45,880,000 | 40,512,000 | 40,658,000 | 38,455,000 |
| Equity capital | 27,390,000 | 28,150,000 | 29,920,000 | 30,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,769,000 | 5,802,000 | 8,792,000 | 11,901,000 |
| Interest expense | 1,097,000 | 2,202,000 | 3,304,000 | 4,384,000 |
| Net interest income | 1,672,000 | 3,600,000 | 5,488,000 | 7,517,000 |
| Noninterest income | 152,000 | 321,000 | 480,000 | 656,000 |
| Noninterest expense | 1,164,000 | 2,390,000 | 3,650,000 | 5,360,000 |
| Provision for loan losses | 185,000 | 355,000 | 445,000 | 445,000 |
| Pretax income | 476,000 | 1,178,000 | 1,877,000 | 2,374,000 |
| Income tax | 102,000 | 260,000 | 417,000 | 436,000 |
| Net income | 374,000 | 918,000 | 1,460,000 | 1,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,001,000 | 33,545,000 | 33,936,000 | 34,321,000 |
| Total capital | — | — | 36,487,000 | — |
| Risk-weighted assets | — | — | 237,171,000 | — |