Call reports 2020
FARMERS STATE BANK, THE — 2020
What FARMERS STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 190,837,000 | 212,566,000 | 206,503,000 | 214,577,000 |
| Total loans | 126,623,000 | 130,925,000 | 124,171,000 | 127,100,000 |
| Allowance for loan losses | 2,136,000 | 2,058,000 | 2,356,000 | 2,267,000 |
| Securities available for sale | 29,575,000 | 35,348,000 | 41,494,000 | 43,685,000 |
| Securities held to maturity | 705,000 | 705,000 | 705,000 | 705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,506,000 | 182,537,000 | 176,136,000 | 184,235,000 |
| Interest-bearing deposits | 138,553,000 | 142,783,000 | 138,935,000 | 143,725,000 |
| Noninterest-bearing deposits | 23,953,000 | 39,753,000 | 37,201,000 | 40,510,000 |
| Equity capital | 27,928,000 | 29,160,000 | 29,445,000 | 29,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,975,000 | 4,002,000 | 5,899,000 | 7,731,000 |
| Interest expense | 504,000 | 926,000 | 1,303,000 | 1,670,000 |
| Net interest income | 1,471,000 | 3,076,000 | 4,596,000 | 6,061,000 |
| Noninterest income | 159,000 | 423,000 | 580,000 | 764,000 |
| Noninterest expense | 1,010,000 | 2,104,000 | 3,184,000 | 4,630,000 |
| Provision for loan losses | 50,000 | 500,000 | 900,000 | 900,000 |
| Pretax income | 571,000 | 987,000 | 1,259,000 | 1,461,000 |
| Income tax | 116,000 | 199,000 | 218,000 | 234,000 |
| Net income | 455,000 | 788,000 | 1,041,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,330,000 | 27,795,000 | 27,949,000 | 28,036,000 |