Call reports 2019
FARMERS STATE BANK, THE — 2019
What FARMERS STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 180,662,000 | 184,392,000 | 184,998,000 | 186,475,000 |
| Total loans | 126,369,000 | 128,177,000 | 127,608,000 | 126,153,000 |
| Allowance for loan losses | 2,273,000 | 2,246,000 | 2,254,000 | 2,077,000 |
| Securities available for sale | 28,472,000 | 28,844,000 | 25,336,000 | 22,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,608,000 | 156,743,000 | 156,437,000 | 158,271,000 |
| Interest-bearing deposits | 131,217,000 | 134,547,000 | 133,856,000 | 134,786,000 |
| Noninterest-bearing deposits | 22,391,000 | 22,196,000 | 22,581,000 | 23,485,000 |
| Equity capital | 26,597,000 | 27,322,000 | 27,968,000 | 27,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,001,000 | 4,108,000 | 6,211,000 | 8,283,000 |
| Interest expense | 596,000 | 1,219,000 | 1,811,000 | 2,375,000 |
| Net interest income | 1,405,000 | 2,889,000 | 4,400,000 | 5,908,000 |
| Noninterest income | 148,000 | 309,000 | 820,000 | 985,000 |
| Noninterest expense | 1,045,000 | 2,072,000 | 3,153,000 | 4,682,000 |
| Provision for loan losses | 0 | 10,000 | 85,000 | 355,000 |
| Pretax income | 528,000 | 1,138,000 | 2,017,000 | 1,890,000 |
| Income tax | 100,000 | 224,000 | 413,000 | 326,000 |
| Net income | 428,000 | 914,000 | 1,604,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,878,000 | 26,525,000 | 27,116,000 | 26,978,000 |
| Total capital | 28,151,000 | 28,771,000 | 29,370,000 | 29,055,000 |
| Risk-weighted assets | 186,493,000 | 188,585,000 | 191,499,000 | 209,097,000 |