Call reports 2016
FARMERS STATE BANK, THE — 2016
What FARMERS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 160,491,000 | 165,472,000 | 163,592,000 | 163,252,000 |
| Total loans | 111,749,000 | 112,208,000 | 112,897,000 | 116,265,000 |
| Allowance for loan losses | 2,035,000 | 1,990,000 | 1,717,000 | 1,806,000 |
| Securities available for sale | 32,021,000 | 27,186,000 | 27,504,000 | 36,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,819,000 | 139,344,000 | 137,300,000 | 139,137,000 |
| Interest-bearing deposits | 116,813,000 | 120,869,000 | 119,590,000 | 120,044,000 |
| Noninterest-bearing deposits | 18,006,000 | 18,475,000 | 17,710,000 | 19,093,000 |
| Equity capital | 23,891,000 | 24,488,000 | 24,829,000 | 23,943,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,388,000 | 5,068,000 | 6,757,000 |
| Interest expense | 300,000 | 615,000 | 941,000 | 1,371,000 |
| Net interest income | 1,400,000 | 2,773,000 | 4,127,000 | 5,386,000 |
| Noninterest income | 172,000 | 349,000 | 531,000 | 716,000 |
| Noninterest expense | 905,000 | 1,821,000 | 2,720,000 | 4,175,000 |
| Provision for loan losses | 0 | 0 | 0 | 310,000 |
| Pretax income | 721,000 | 1,355,000 | 1,992,000 | 1,676,000 |
| Income tax | 200,000 | 408,000 | 597,000 | 440,000 |
| Net income | 521,000 | 947,000 | 1,395,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,023,000 | 23,478,000 | 23,859,000 | 23,361,000 |
| Total capital | 25,020,000 | 25,468,000 | 25,576,000 | 25,167,000 |
| Risk-weighted assets | 159,740,000 | 162,968,000 | 165,074,000 | 167,052,000 |