Call reports 2015
FARMERS STATE BANK, THE — 2015
What FARMERS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 166,793,000 | 164,731,000 | 160,344,000 | 164,552,000 |
| Total loans | 94,400,000 | 98,594,000 | 98,987,000 | 110,850,000 |
| Allowance for loan losses | 1,657,000 | 1,636,000 | 2,394,000 | 1,846,000 |
| Securities available for sale | 45,310,000 | 49,294,000 | 48,034,000 | 35,930,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,796,000 | 140,797,000 | 135,435,000 | 139,738,000 |
| Interest-bearing deposits | 123,638,000 | 122,735,000 | 117,900,000 | 120,567,000 |
| Noninterest-bearing deposits | 19,158,000 | 18,062,000 | 17,535,000 | 19,171,000 |
| Equity capital | 22,264,000 | 22,269,000 | 23,094,000 | 23,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,577,000 | 3,158,000 | 5,066,000 | 6,675,000 |
| Interest expense | 299,000 | 594,000 | 883,000 | 1,170,000 |
| Net interest income | 1,278,000 | 2,564,000 | 4,183,000 | 5,505,000 |
| Noninterest income | 154,000 | 359,000 | 962,000 | 1,434,000 |
| Noninterest expense | 929,000 | 2,008,000 | 3,014,000 | 4,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 505,000 | 917,000 | 2,140,000 | 2,462,000 |
| Income tax | 141,000 | 246,000 | 698,000 | 717,000 |
| Net income | 364,000 | 671,000 | 1,442,000 | 1,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,118,000 | 21,310,000 | 22,399,000 | 22,568,000 |
| Total capital | 22,775,000 | 22,946,000 | 24,295,000 | 24,414,000 |
| Risk-weighted assets | 200,761,000 | 199,718,000 | 151,229,000 | 157,772,000 |