Call reports 2012
FARMERS STATE BANK, THE — 2012
What FARMERS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 131,152,000 | 126,601,000 | 128,234,000 | 136,802,000 |
| Total loans | 84,831,000 | 85,057,000 | 87,003,000 | 87,710,000 |
| Allowance for loan losses | 1,928,000 | 1,827,000 | 2,126,000 | 2,022,000 |
| Securities available for sale | 23,842,000 | 21,592,000 | 23,271,000 | 24,496,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,161,000 | 105,342,000 | 106,620,000 | 115,445,000 |
| Interest-bearing deposits | 97,497,000 | 94,680,000 | 95,965,000 | 102,847,000 |
| Noninterest-bearing deposits | 12,664,000 | 10,662,000 | 10,655,000 | 12,598,000 |
| Equity capital | 19,097,000 | 19,520,000 | 19,804,000 | 19,809,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,515,000 | 3,047,000 | 4,552,000 | 5,999,000 |
| Interest expense | 368,000 | 711,000 | 1,036,000 | 1,346,000 |
| Net interest income | 1,147,000 | 2,336,000 | 3,516,000 | 4,653,000 |
| Noninterest income | 239,000 | 602,000 | 735,000 | 859,000 |
| Noninterest expense | 695,000 | 1,360,000 | 2,026,000 | 3,081,000 |
| Provision for loan losses | 391,000 | 746,000 | 900,000 | 965,000 |
| Pretax income | 300,000 | 832,000 | 1,325,000 | 1,466,000 |
| Income tax | 66,000 | 218,000 | 355,000 | 358,000 |
| Net income | 234,000 | 614,000 | 970,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,541,000 | 18,921,000 | 19,202,000 | 19,227,000 |
| Total capital | 19,930,000 | 20,301,000 | 20,608,000 | 20,654,000 |
| Risk-weighted assets | 129,932,000 | 132,895,000 | 136,502,000 | 140,294,000 |