Call reports 2026
FARMERS & MERCHANTS BANK — 2026
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 298,992,000 | 289,614,000 |
| Total loans | 122,065,000 | 142,647,000 |
| Allowance for loan losses | 2,048,000 | 2,123,000 |
| Securities available for sale | 107,495,000 | 106,367,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 268,287,000 | 258,564,000 |
| Interest-bearing deposits | 172,667,000 | 162,056,000 |
| Noninterest-bearing deposits | 95,620,000 | 96,508,000 |
| Equity capital | 28,598,000 | 28,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,229,000 | 6,587,000 |
| Interest expense | 1,224,000 | 2,386,000 |
| Net interest income | 2,005,000 | 4,201,000 |
| Noninterest income | 204,000 | 395,000 |
| Noninterest expense | 1,749,000 | 3,350,000 |
| Provision for loan losses | 45,000 | 75,000 |
| Pretax income | 383,000 | 1,113,000 |
| Income tax | 99,000 | 289,000 |
| Net income | 284,000 | 824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 33,428,000 | 33,968,000 |
| Total capital | 35,515,000 | 36,269,000 |
| Risk-weighted assets | 166,315,000 | 183,540,000 |