Call reports 2022
FARMERS & MERCHANTS BANK — 2022
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 245,674,000 | 231,151,000 | 247,902,000 | 249,650,000 |
| Total loans | 90,057,000 | 78,536,000 | 82,110,000 | 89,774,000 |
| Allowance for loan losses | 2,119,000 | 2,122,000 | 2,132,000 | 2,133,000 |
| Securities available for sale | 129,819,000 | 126,192,000 | 121,421,000 | 120,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,184,000 | 211,165,000 | 220,618,000 | 219,915,000 |
| Interest-bearing deposits | 114,864,000 | 109,981,000 | 122,089,000 | 118,025,000 |
| Noninterest-bearing deposits | 106,320,000 | 101,184,000 | 98,529,000 | 101,890,000 |
| Equity capital | 23,933,000 | 19,116,000 | 16,494,000 | 17,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,501,000 | 3,073,000 | 4,662,000 | 6,522,000 |
| Interest expense | 112,000 | 219,000 | 345,000 | 755,000 |
| Net interest income | 1,389,000 | 2,854,000 | 4,317,000 | 5,767,000 |
| Noninterest income | 505,000 | 845,000 | 1,145,000 | 1,381,000 |
| Noninterest expense | 1,236,000 | 2,492,000 | 3,830,000 | 5,041,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 627,000 | 1,176,000 | 1,601,000 | 2,076,000 |
| Income tax | 168,000 | 315,000 | 429,000 | 600,000 |
| Net income | 459,000 | 861,000 | 1,172,000 | 1,476,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,605,000 | 29,007,000 | 29,317,000 | 29,621,000 |
| Total capital | 30,225,000 | 30,685,000 | 31,076,000 | 31,496,000 |
| Risk-weighted assets | 129,115,000 | 133,870,000 | 140,390,000 | 149,820,000 |