Call reports 2019
FARMERS & MERCHANTS BANK — 2019
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 183,294,000 | 181,285,000 | 181,367,000 | 189,814,000 |
| Total loans | 94,374,000 | 102,657,000 | 100,252,000 | 96,694,000 |
| Allowance for loan losses | 2,069,000 | 2,069,000 | 2,067,000 | 2,068,000 |
| Securities available for sale | 65,107,000 | 51,275,000 | 47,365,000 | 43,120,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,549,000 | 155,193,000 | 153,706,000 | 162,671,000 |
| Interest-bearing deposits | 115,554,000 | 112,261,000 | 107,937,000 | 119,322,000 |
| Noninterest-bearing deposits | 42,995,000 | 42,932,000 | 45,769,000 | 43,349,000 |
| Equity capital | 23,731,000 | 24,944,000 | 26,326,000 | 26,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,835,000 | 3,695,000 | 6,022,000 | 7,765,000 |
| Interest expense | 141,000 | 318,000 | 499,000 | 692,000 |
| Net interest income | 1,694,000 | 3,377,000 | 5,523,000 | 7,073,000 |
| Noninterest income | -276,000 | -74,000 | 42,000 | -253,000 |
| Noninterest expense | 1,340,000 | 2,670,000 | 4,109,000 | 5,589,000 |
| Provision for loan losses | 0 | 0 | -1,023,000 | -1,023,000 |
| Pretax income | 78,000 | 633,000 | 2,469,000 | 2,244,000 |
| Income tax | 19,000 | 53,000 | 657,000 | 598,000 |
| Net income | 59,000 | 580,000 | 1,812,000 | 1,646,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,031,000 | 25,549,000 | 26,781,000 | 26,615,000 |
| Total capital | 26,461,000 | 27,024,000 | 28,225,000 | 28,053,000 |
| Risk-weighted assets | 113,816,000 | 117,485,000 | 114,919,000 | 114,465,000 |