Call reports 2018
FARMERS & MERCHANTS BANK — 2018
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 177,576,000 | 175,660,000 | 174,211,000 | 185,617,000 |
| Total loans | 79,022,000 | 83,822,000 | 85,539,000 | 88,777,000 |
| Allowance for loan losses | 2,046,000 | 2,055,000 | 2,061,000 | 2,068,000 |
| Securities available for sale | 77,146,000 | 73,665,000 | 70,516,000 | 68,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,368,000 | 151,648,000 | 150,453,000 | 161,507,000 |
| Interest-bearing deposits | 116,992,000 | 112,888,000 | 111,956,000 | 118,326,000 |
| Noninterest-bearing deposits | 37,376,000 | 38,760,000 | 38,497,000 | 43,181,000 |
| Equity capital | 22,480,000 | 22,505,000 | 22,765,000 | 23,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,529,000 | 3,146,000 | 4,725,000 | 6,215,000 |
| Interest expense | 117,000 | 234,000 | 346,000 | 482,000 |
| Net interest income | 1,412,000 | 2,912,000 | 4,379,000 | 5,733,000 |
| Noninterest income | 153,000 | 378,000 | 630,000 | 831,000 |
| Noninterest expense | 1,455,000 | 2,810,000 | 4,008,000 | 5,597,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 115,000 | 485,000 | 1,006,000 | 972,000 |
| Income tax | 24,000 | 115,000 | 155,000 | 232,000 |
| Net income | 91,000 | 370,000 | 851,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,323,000 | 24,604,000 | 25,082,000 | 24,972,000 |
| Total capital | 25,686,000 | 26,038,000 | 26,509,000 | 26,401,000 |
| Risk-weighted assets | 108,392,000 | 114,120,000 | 113,590,000 | 113,696,000 |