Call reports 2017
FARMERS & MERCHANTS BANK — 2017
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 186,905,000 | 179,484,000 | 172,696,000 | 188,851,000 |
| Total loans | 84,561,000 | 82,802,000 | 79,695,000 | 78,391,000 |
| Allowance for loan losses | 2,065,000 | 2,042,000 | 2,049,000 | 2,035,000 |
| Securities available for sale | 81,322,000 | 74,803,000 | 65,868,000 | 57,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,121,000 | 154,080,000 | 147,217,000 | 164,935,000 |
| Interest-bearing deposits | 124,901,000 | 119,899,000 | 112,898,000 | 121,264,000 |
| Noninterest-bearing deposits | 37,220,000 | 34,181,000 | 34,319,000 | 43,671,000 |
| Equity capital | 23,844,000 | 24,454,000 | 24,511,000 | 23,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,490,000 | 2,938,000 | 4,361,000 | 5,859,000 |
| Interest expense | 117,000 | 227,000 | 332,000 | 444,000 |
| Net interest income | 1,373,000 | 2,711,000 | 4,029,000 | 5,415,000 |
| Noninterest income | 188,000 | 209,000 | 375,000 | 605,000 |
| Noninterest expense | 1,267,000 | 2,535,000 | 3,869,000 | 5,330,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 294,000 | 390,000 | 539,000 | 752,000 |
| Income tax | 97,000 | 163,000 | 144,000 | 1,396,000 |
| Net income | 197,000 | 227,000 | 395,000 | -644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,370,000 | 24,972,000 | 25,140,000 | 24,234,000 |
| Total capital | 23,821,000 | 26,411,000 | 26,537,000 | 25,638,000 |
| Risk-weighted assets | 114,974,000 | 114,481,000 | 111,118,000 | 111,696,000 |