Call reports 2016
FARMERS & MERCHANTS BANK — 2016
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 187,374,000 | 168,839,000 | 170,155,000 | 192,042,000 |
| Total loans | 80,585,000 | 78,925,000 | 74,269,000 | 81,404,000 |
| Allowance for loan losses | 1,874,000 | 2,033,000 | 2,046,000 | 2,057,000 |
| Securities available for sale | 50,754,000 | 50,043,000 | 74,664,000 | 83,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,706,000 | 143,692,000 | 144,060,000 | 166,187,000 |
| Interest-bearing deposits | 122,412,000 | 115,254,000 | 114,844,000 | 131,216,000 |
| Noninterest-bearing deposits | 30,294,000 | 28,438,000 | 29,216,000 | 34,971,000 |
| Equity capital | 23,739,000 | 24,051,000 | 23,879,000 | 23,487,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 2,842,000 | 4,134,000 | 6,604,000 |
| Interest expense | 153,000 | 311,000 | 424,000 | 540,000 |
| Net interest income | 1,285,000 | 2,531,000 | 3,710,000 | 6,064,000 |
| Noninterest income | 221,000 | 403,000 | 623,000 | 822,000 |
| Noninterest expense | 1,250,000 | 2,555,000 | 3,884,000 | 4,948,000 |
| Provision for loan losses | 150,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 132,000 | 612,000 | 682,000 | 2,171,000 |
| Income tax | 28,000 | 44,000 | 255,000 | 682,000 |
| Net income | 104,000 | 568,000 | 427,000 | 1,489,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,979,000 | 22,648,000 | 21,701,000 | 21,999,000 |
| Total capital | 24,269,000 | 23,898,000 | 22,963,000 | 23,390,000 |
| Risk-weighted assets | 102,491,000 | 98,783,000 | 99,388,000 | 109,533,000 |