Call reports 2014
FARMERS & MERCHANTS BANK — 2014
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 200,050,000 | 195,739,000 | 187,583,000 | 200,548,000 |
| Total loans | 107,505,000 | 102,059,000 | 100,853,000 | 99,806,000 |
| Allowance for loan losses | 2,705,000 | 2,652,000 | 2,883,000 | 3,892,000 |
| Securities available for sale | 59,797,000 | 60,280,000 | 59,843,000 | 60,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,691,000 | 153,567,000 | 146,483,000 | 160,135,000 |
| Interest-bearing deposits | 134,785,000 | 129,684,000 | 121,624,000 | 130,038,000 |
| Noninterest-bearing deposits | 23,906,000 | 23,882,000 | 24,859,000 | 30,097,000 |
| Equity capital | 22,622,000 | 23,494,000 | 22,090,000 | 22,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,858,000 | 3,689,000 | 5,491,000 | 7,289,000 |
| Interest expense | 281,000 | 550,000 | 809,000 | 1,061,000 |
| Net interest income | 1,577,000 | 3,139,000 | 4,682,000 | 6,228,000 |
| Noninterest income | -126,000 | -13,000 | -1,527,000 | -1,348,000 |
| Noninterest expense | 1,279,000 | 2,520,000 | 3,884,000 | 5,250,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,700,000 |
| Pretax income | 930,000 | 1,139,000 | -421,000 | -1,087,000 |
| Income tax | 294,000 | 392,000 | 433,000 | -465,000 |
| Net income | 636,000 | 747,000 | -854,000 | -622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,332,000 | 22,592,000 | 20,925,000 | 20,763,000 |
| Total capital | 23,920,000 | 24,158,000 | 22,449,000 | 22,275,000 |
| Risk-weighted assets | 125,925,000 | 124,218,000 | 120,591,000 | 118,619,000 |