Call reports 2013
FARMERS & MERCHANTS BANK — 2013
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 207,578,000 | 200,420,000 | 198,830,000 | 201,666,000 |
| Total loans | 104,952,000 | 108,701,000 | 112,459,000 | 109,507,000 |
| Allowance for loan losses | 2,626,000 | 2,850,000 | 3,019,000 | 2,706,000 |
| Securities available for sale | 73,161,000 | 68,464,000 | 67,699,000 | 66,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 164,997,000 | 160,173,000 | 157,861,000 | 161,652,000 |
| Interest-bearing deposits | 141,499,000 | 136,866,000 | 134,186,000 | 138,888,000 |
| Noninterest-bearing deposits | 23,498,000 | 23,307,000 | 23,675,000 | 22,765,000 |
| Equity capital | 24,344,000 | 21,991,000 | 22,340,000 | 21,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,766,000 | 3,669,000 | 5,627,000 | 7,559,000 |
| Interest expense | 357,000 | 694,000 | 1,008,000 | 1,309,000 |
| Net interest income | 1,409,000 | 2,975,000 | 4,619,000 | 6,250,000 |
| Noninterest income | 82,000 | 242,000 | 499,000 | 671,000 |
| Noninterest expense | 1,313,000 | 2,768,000 | 4,177,000 | 5,393,000 |
| Provision for loan losses | 745,000 | 970,000 | 1,195,000 | 1,420,000 |
| Pretax income | -567,000 | -521,000 | -254,000 | 108,000 |
| Income tax | -270,000 | -290,000 | -214,000 | 18,000 |
| Net income | -297,000 | -231,000 | -40,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,380,000 | 22,351,000 | 21,995,000 | 22,108,000 |
| Total capital | 25,045,000 | 24,028,000 | 23,692,000 | 23,774,000 |
| Risk-weighted assets | 132,204,000 | 132,998,000 | 134,399,000 | 132,207,000 |