Call reports 2012
FARMERS & MERCHANTS BANK — 2012
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 216,401,000 | 204,169,000 | 202,495,000 | 207,059,000 |
| Total loans | 121,058,000 | 119,768,000 | 119,828,000 | 110,537,000 |
| Allowance for loan losses | 2,571,000 | 2,659,000 | 2,670,000 | 2,816,000 |
| Securities available for sale | 64,256,000 | 66,156,000 | 67,012,000 | 59,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,071,000 | 161,878,000 | 158,987,000 | 163,938,000 |
| Interest-bearing deposits | 154,238,000 | 142,337,000 | 137,733,000 | 140,601,000 |
| Noninterest-bearing deposits | 20,833,000 | 19,541,000 | 21,254,000 | 23,337,000 |
| Equity capital | 23,911,000 | 24,516,000 | 25,322,000 | 24,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,203,000 | 4,438,000 | 6,626,000 | 8,750,000 |
| Interest expense | 506,000 | 956,000 | 1,364,000 | 1,741,000 |
| Net interest income | 1,697,000 | 3,482,000 | 5,262,000 | 7,009,000 |
| Noninterest income | 177,000 | 288,000 | 132,000 | 392,000 |
| Noninterest expense | 1,525,000 | 2,924,000 | 4,254,000 | 5,712,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 124,000 | 396,000 | 465,000 | 789,000 |
| Income tax | -7,000 | 57,000 | 46,000 | 711,000 |
| Net income | 131,000 | 339,000 | 419,000 | 78,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,730,000 | 23,938,000 | 24,018,000 | 23,677,000 |
| Total capital | 25,438,000 | 25,747,000 | 25,817,000 | 25,340,000 |
| Risk-weighted assets | 135,782,000 | 143,842,000 | 143,047,000 | 131,915,000 |