Call reports 2011
FARMERS & MERCHANTS BANK — 2011
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 213,241,000 | 213,609,000 | 211,487,000 | 215,902,000 |
| Total loans | 140,265,000 | 132,789,000 | 129,208,000 | 124,772,000 |
| Allowance for loan losses | 3,244,000 | 3,032,000 | 3,106,000 | 2,773,000 |
| Securities available for sale | 61,322,000 | 57,388,000 | 50,361,000 | 64,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,210,000 | 172,406,000 | 169,714,000 | 174,555,000 |
| Interest-bearing deposits | 153,632,000 | 151,762,000 | 149,550,000 | 153,324,000 |
| Noninterest-bearing deposits | 19,578,000 | 20,645,000 | 20,164,000 | 21,231,000 |
| Equity capital | 22,321,000 | 23,452,000 | 23,941,000 | 24,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,479,000 | 4,925,000 | 7,308,000 | 9,538,000 |
| Interest expense | 706,000 | 1,357,000 | 1,985,000 | 2,520,000 |
| Net interest income | 1,773,000 | 3,568,000 | 5,323,000 | 7,018,000 |
| Noninterest income | 129,000 | 256,000 | 379,000 | 512,000 |
| Noninterest expense | 1,320,000 | 2,748,000 | 4,053,000 | 5,587,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 800,000 |
| Pretax income | 432,000 | 799,000 | 1,222,000 | 1,372,000 |
| Income tax | 109,000 | 207,000 | 328,000 | 348,000 |
| Net income | 323,000 | 592,000 | 894,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,897,000 | 23,166,000 | 23,469,000 | 23,599,000 |
| Total capital | 24,731,000 | 24,952,000 | 25,194,000 | 25,345,000 |
| Risk-weighted assets | 145,328,000 | 141,632,000 | 136,650,000 | 138,669,000 |