Call reports 2010
FARMERS & MERCHANTS BANK — 2010
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 222,457,000 | 221,062,000 | 210,143,000 | 218,947,000 |
| Total loans | 147,176,000 | 145,480,000 | 144,782,000 | 142,641,000 |
| Allowance for loan losses | 2,780,000 | 3,131,000 | 3,393,000 | 3,182,000 |
| Securities available for sale | 60,286,000 | 57,509,000 | 55,322,000 | 52,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,607,000 | 180,976,000 | 169,485,000 | 179,662,000 |
| Interest-bearing deposits | 162,852,000 | 161,246,000 | 149,679,000 | 157,368,000 |
| Noninterest-bearing deposits | 19,755,000 | 19,730,000 | 19,806,000 | 22,294,000 |
| Equity capital | 22,252,000 | 22,519,000 | 22,850,000 | 21,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,697,000 | 5,219,000 | 7,712,000 | 10,328,000 |
| Interest expense | 976,000 | 1,888,000 | 2,704,000 | 3,464,000 |
| Net interest income | 1,721,000 | 3,331,000 | 5,008,000 | 6,864,000 |
| Noninterest income | 185,000 | 357,000 | 520,000 | 601,000 |
| Noninterest expense | 1,363,000 | 2,771,000 | 4,151,000 | 5,570,000 |
| Provision for loan losses | 30,000 | 610,000 | 880,000 | 960,000 |
| Pretax income | 513,000 | 307,000 | 497,000 | 935,000 |
| Income tax | 136,000 | 25,000 | 65,000 | 192,000 |
| Net income | 377,000 | 282,000 | 432,000 | 743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,350,000 | 22,114,000 | 22,264,000 | 22,514,000 |
| Total capital | 24,261,000 | 23,988,000 | 24,103,000 | 24,355,000 |
| Risk-weighted assets | 151,973,000 | 148,687,000 | 145,538,000 | 145,932,000 |