Call reports 2009
FARMERS & MERCHANTS BANK — 2009
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 200,395,000 | 209,574,000 | 210,314,000 | 217,344,000 |
| Total loans | 143,474,000 | 153,069,000 | 151,605,000 | 146,327,000 |
| Allowance for loan losses | 2,892,000 | 3,837,000 | 2,618,000 | 2,745,000 |
| Securities available for sale | 43,632,000 | 45,102,000 | 45,350,000 | 44,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,465,000 | 174,518,000 | 170,608,000 | 178,373,000 |
| Interest-bearing deposits | 139,106,000 | 156,038,000 | 152,846,000 | 158,424,000 |
| Noninterest-bearing deposits | 20,359,000 | 18,480,000 | 17,761,000 | 19,950,000 |
| Equity capital | 17,171,000 | 16,428,000 | 21,775,000 | 21,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,680,000 | 5,372,000 | 8,245,000 | 11,077,000 |
| Interest expense | 1,136,000 | 2,261,000 | 3,396,000 | 4,362,000 |
| Net interest income | 1,544,000 | 3,111,000 | 4,849,000 | 6,715,000 |
| Noninterest income | 183,000 | 353,000 | 471,000 | 681,000 |
| Noninterest expense | 1,262,000 | 2,971,000 | 4,320,000 | 5,621,000 |
| Provision for loan losses | 30,000 | 1,060,000 | 1,090,000 | 1,420,000 |
| Pretax income | 886,000 | 167,000 | 728,000 | 1,173,000 |
| Income tax | 282,000 | -29,000 | 142,000 | 270,000 |
| Net income | 604,000 | 196,000 | 586,000 | 903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,974,000 | 16,566,000 | 21,657,000 | 21,972,000 |
| Total capital | 18,795,000 | 18,535,000 | 23,589,000 | 23,841,000 |
| Risk-weighted assets | 144,599,000 | 155,624,000 | 153,844,000 | 148,667,000 |