Call reports 2005
FARMERS & MERCHANTS BANK — 2005
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 160,555,000 | 160,338,000 | 168,740,000 | 191,214,000 |
| Total loans | 110,019,000 | 113,126,000 | 125,486,000 | 125,596,000 |
| Allowance for loan losses | 1,498,000 | 1,541,000 | 1,930,000 | 1,776,000 |
| Securities available for sale | 34,381,000 | 33,978,000 | 33,705,000 | 37,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,804,000 | 136,785,000 | 141,038,000 | 165,539,000 |
| Interest-bearing deposits | 121,716,000 | 119,018,000 | 122,372,000 | 138,562,000 |
| Noninterest-bearing deposits | 16,088,000 | 17,767,000 | 18,666,000 | 26,977,000 |
| Equity capital | 13,552,000 | 14,272,000 | 14,531,000 | 14,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,377,000 | 4,920,000 | 7,681,000 | 10,666,000 |
| Interest expense | 730,000 | 1,520,000 | 2,381,000 | 3,356,000 |
| Net interest income | 1,647,000 | 3,400,000 | 5,300,000 | 7,310,000 |
| Noninterest income | 191,000 | 332,000 | 533,000 | 660,000 |
| Noninterest expense | 832,000 | 1,831,000 | 2,863,000 | 4,392,000 |
| Provision for loan losses | 30,000 | 60,000 | 465,000 | 495,000 |
| Pretax income | 988,000 | 1,864,000 | 2,529,000 | 3,124,000 |
| Income tax | 285,000 | 558,000 | 895,000 | 949,000 |
| Net income | 703,000 | 1,306,000 | 1,634,000 | 2,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,309,000 | 13,912,000 | 14,240,000 | 14,781,000 |
| Total capital | 14,807,000 | 15,453,000 | 15,908,000 | 16,500,000 |
| Risk-weighted assets | 128,649,000 | 129,444,000 | 133,171,000 | 137,492,000 |
Machine access — free, no API key
Every figure shown here about FARMERS & MERCHANTS BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.