Call reports 2003
FARMERS & MERCHANTS BANK — 2003
What FARMERS & MERCHANTS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 144,993,000 | 136,223,000 | 140,483,000 | 148,465,000 |
| Total loans | 96,187,000 | 94,347,000 | 94,215,000 | 94,236,000 |
| Allowance for loan losses | 1,417,000 | 1,469,000 | 1,506,000 | 1,494,000 |
| Securities available for sale | 41,259,000 | 27,420,000 | 32,467,000 | 31,750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,584,000 | 121,630,000 | 118,885,000 | 126,557,000 |
| Interest-bearing deposits | 102,374,000 | 107,565,000 | 105,126,000 | 110,527,000 |
| Noninterest-bearing deposits | 13,210,000 | 14,065,000 | 13,759,000 | 16,031,000 |
| Equity capital | 13,096,000 | 13,699,000 | 12,675,000 | 13,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,155,000 | 4,272,000 | 6,367,000 | 8,404,000 |
| Interest expense | 734,000 | 1,459,000 | 2,084,000 | 2,720,000 |
| Net interest income | 1,421,000 | 2,813,000 | 4,283,000 | 5,684,000 |
| Noninterest income | 166,000 | 319,000 | 460,000 | 623,000 |
| Noninterest expense | 994,000 | 1,701,000 | 2,504,000 | 3,393,000 |
| Provision for loan losses | 30,000 | 160,000 | 190,000 | 220,000 |
| Pretax income | 585,000 | 1,308,000 | 2,092,000 | 2,760,000 |
| Income tax | 102,000 | 271,000 | 468,000 | 622,000 |
| Net income | 483,000 | 1,037,000 | 1,624,000 | 2,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,998,000 | 12,552,000 | 12,038,000 | 12,552,000 |
| Total capital | 13,337,000 | 13,836,000 | 13,344,000 | 13,868,000 |
| Risk-weighted assets | 107,009,000 | 102,549,000 | 104,265,000 | 105,105,000 |
Machine access — free, no API key
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