Call reports 2017
BANK OF HILLSBORO — 2017
What BANK OF HILLSBORO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 68,623,000 | 69,098,000 | 69,814,000 | 70,786,000 |
| Total loans | 46,810,000 | 46,092,000 | 46,362,000 | 51,265,000 |
| Allowance for loan losses | 678,000 | 683,000 | 693,000 | 668,000 |
| Securities available for sale | 14,463,000 | 14,819,000 | 15,617,000 | 15,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,188,000 | 60,335,000 | 60,877,000 | 61,839,000 |
| Interest-bearing deposits | 46,258,000 | 47,217,000 | 40,889,000 | 41,486,000 |
| Noninterest-bearing deposits | 13,930,000 | 13,119,000 | 19,989,000 | 20,352,000 |
| Equity capital | 8,050,000 | 8,285,000 | 8,411,000 | 8,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,287,000 | 1,948,000 | 2,637,000 |
| Interest expense | 51,000 | 99,000 | 148,000 | 198,000 |
| Net interest income | 596,000 | 1,188,000 | 1,800,000 | 2,439,000 |
| Noninterest income | 36,000 | 88,000 | 128,000 | 165,000 |
| Noninterest expense | 411,000 | 817,000 | 1,272,000 | 1,728,000 |
| Provision for loan losses | 30,000 | 35,000 | 45,000 | 25,000 |
| Pretax income | 199,000 | 432,000 | 619,000 | 865,000 |
| Income tax | 31,000 | 91,000 | 135,000 | 227,000 |
| Net income | 168,000 | 341,000 | 484,000 | 638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,893,000 | 8,061,000 | 8,204,000 | 8,358,000 |
| Total capital | 8,528,000 | 8,703,000 | 8,744,000 | 9,020,000 |
| Risk-weighted assets | 50,762,000 | 51,379,000 | 43,056,000 | 53,019,000 |