Call reports 2016
BANK OF HILLSBORO — 2016
What BANK OF HILLSBORO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 65,160,000 | 64,973,000 | 66,155,000 | 65,965,000 |
| Total loans | 44,217,000 | 46,351,000 | 47,103,000 | 47,348,000 |
| Allowance for loan losses | 609,000 | 608,000 | 624,000 | 648,000 |
| Securities available for sale | 18,500,000 | 16,296,000 | 16,279,000 | 15,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,382,000 | 56,264,000 | 57,638,000 | 57,554,000 |
| Interest-bearing deposits | 44,307,000 | 44,671,000 | 44,863,000 | 44,995,000 |
| Noninterest-bearing deposits | 12,075,000 | 11,593,000 | 12,775,000 | 12,559,000 |
| Equity capital | 7,466,000 | 7,840,000 | 7,884,000 | 7,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,264,000 | 1,912,000 | 2,558,000 |
| Interest expense | 52,000 | 104,000 | 156,000 | 203,000 |
| Net interest income | 579,000 | 1,160,000 | 1,756,000 | 2,355,000 |
| Noninterest income | 40,000 | 178,000 | 216,000 | 250,000 |
| Noninterest expense | 481,000 | 933,000 | 1,440,000 | 1,853,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 40,000 |
| Pretax income | 148,000 | 457,000 | 595,000 | 790,000 |
| Income tax | 24,000 | 50,000 | 81,000 | 112,000 |
| Net income | 124,000 | 407,000 | 514,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,165,000 | 7,448,000 | 7,555,000 | 7,719,000 |
| Total capital | 7,764,000 | 8,056,000 | 8,178,000 | 8,355,000 |
| Risk-weighted assets | 47,956,000 | 49,758,000 | 50,871,000 | 51,007,000 |