Call reports 2015
BANK OF HILLSBORO — 2015
What BANK OF HILLSBORO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 62,006,000 | 63,656,000 | 65,202,000 | 64,028,000 |
| Total loans | 40,005,000 | 40,515,000 | 41,047,000 | 41,666,000 |
| Allowance for loan losses | 600,000 | 607,000 | 608,000 | 608,000 |
| Securities available for sale | 19,261,000 | 18,413,000 | 19,120,000 | 18,410,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,619,000 | 56,283,000 | 57,475,000 | 56,227,000 |
| Interest-bearing deposits | 44,424,000 | 45,221,000 | 46,812,000 | 43,945,000 |
| Noninterest-bearing deposits | 10,195,000 | 11,062,000 | 10,663,000 | 12,282,000 |
| Equity capital | 6,908,000 | 6,947,000 | 7,144,000 | 7,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,187,000 | 1,816,000 | 2,444,000 |
| Interest expense | 53,000 | 105,000 | 156,000 | 207,000 |
| Net interest income | 532,000 | 1,082,000 | 1,660,000 | 2,237,000 |
| Noninterest income | 40,000 | 80,000 | 120,000 | 159,000 |
| Noninterest expense | 434,000 | 850,000 | 1,316,000 | 1,791,000 |
| Provision for loan losses | 17,000 | 23,000 | 23,000 | 23,000 |
| Pretax income | 182,000 | 368,000 | 533,000 | 746,000 |
| Income tax | 35,000 | 50,000 | 55,000 | 60,000 |
| Net income | 147,000 | 318,000 | 478,000 | 686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,502,000 | 6,673,000 | 6,833,000 | 7,042,000 |
| Total capital | 7,030,000 | 7,211,000 | 7,392,000 | 7,605,000 |
| Risk-weighted assets | 42,236,000 | 43,042,000 | 44,709,000 | 45,011,000 |