Call reports 2012
BANK OF HILLSBORO — 2012
What BANK OF HILLSBORO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 57,200,000 | 56,699,000 | 56,824,000 | 58,791,000 |
| Total loans | 24,529,000 | 23,629,000 | 24,125,000 | 25,814,000 |
| Allowance for loan losses | 491,000 | 491,000 | 472,000 | 472,000 |
| Securities available for sale | 24,454,000 | 22,860,000 | 23,075,000 | 27,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,504,000 | 49,413,000 | 49,230,000 | 51,122,000 |
| Interest-bearing deposits | 40,396,000 | 39,737,000 | 40,327,000 | 40,619,000 |
| Noninterest-bearing deposits | 9,108,000 | 9,676,000 | 8,902,000 | 10,503,000 |
| Equity capital | 6,253,000 | 6,627,000 | 6,889,000 | 7,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,205,000 | 1,745,000 | 2,295,000 |
| Interest expense | 91,000 | 167,000 | 241,000 | 315,000 |
| Net interest income | 506,000 | 1,038,000 | 1,504,000 | 1,980,000 |
| Noninterest income | 41,000 | 95,000 | 136,000 | 116,000 |
| Noninterest expense | 333,000 | 663,000 | 995,000 | 1,345,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 174,000 | 393,000 | 543,000 | 654,000 |
| Income tax | 18,000 | 50,000 | 59,000 | 69,000 |
| Net income | 156,000 | 343,000 | 484,000 | 585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,884,000 | 6,070,000 | 6,228,000 | 6,328,000 |
| Total capital | 6,375,000 | 6,545,000 | 6,700,000 | 6,780,000 |
| Risk-weighted assets | 39,850,000 | 37,985,000 | 38,303,000 | 36,509,000 |