Call reports 2025
BANKSOUTH — 2025
What BANKSOUTH reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,362,000,000 | 1,339,277,000 | 1,332,501,000 | 1,555,126,000 |
| Total loans | 1,083,502,000 | 1,067,059,000 | 1,079,575,000 | 1,218,850,000 |
| Allowance for loan losses | 13,226,000 | 13,240,000 | 13,253,000 | 17,411,000 |
| Securities available for sale | 31,588,000 | 36,181,000 | 48,523,000 | 101,406,000 |
| Securities held to maturity | 18,556,000 | 15,125,000 | 9,820,000 | 10,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,161,622,000 | 1,134,836,000 | 1,125,571,000 | 1,339,551,000 |
| Interest-bearing deposits | 879,468,000 | 858,453,000 | 851,318,000 | 991,257,000 |
| Noninterest-bearing deposits | 282,154,000 | 276,383,000 | 274,253,000 | 348,294,000 |
| Equity capital | 142,077,000 | 146,127,000 | 149,566,000 | 155,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 19,593,000 | 39,581,000 | 59,646,000 | 83,456,000 |
| Interest expense | 6,231,000 | 12,322,000 | 18,331,000 | 24,746,000 |
| Net interest income | 13,362,000 | 27,259,000 | 41,315,000 | 58,710,000 |
| Noninterest income | 9,050,000 | 19,458,000 | 26,668,000 | 35,411,000 |
| Noninterest expense | 16,160,000 | 33,397,000 | 49,430,000 | 68,829,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,252,000 | 13,320,000 | 18,553,000 | 25,292,000 |
| Income tax | 1,392,000 | 2,861,000 | 3,600,000 | 4,546,000 |
| Net income | 4,860,000 | 10,459,000 | 14,953,000 | 20,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,388,000 | 146,487,000 | 149,482,000 | 149,988,000 |
| Total capital | 155,564,000 | 158,963,000 | 162,110,000 | 164,464,000 |
| Risk-weighted assets | 1,052,354,000 | 995,578,000 | 1,007,874,000 | 1,153,313,000 |