Call reports 2024
BANKSOUTH — 2024
What BANKSOUTH reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,293,256,000 | 1,331,577,000 | 1,349,052,000 | 1,329,164,000 |
| Total loans | 1,068,861,000 | 1,102,962,000 | 1,088,142,000 | 1,084,039,000 |
| Allowance for loan losses | 13,131,000 | 13,292,000 | 13,314,000 | 13,311,000 |
| Securities available for sale | 13,623,000 | 20,052,000 | 27,165,000 | 30,479,000 |
| Securities held to maturity | 32,569,000 | 27,590,000 | 20,130,000 | 17,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,104,484,000 | 1,137,852,000 | 1,151,337,000 | 1,133,225,000 |
| Interest-bearing deposits | 825,410,000 | 857,952,000 | 876,852,000 | 866,040,000 |
| Noninterest-bearing deposits | 279,074,000 | 279,900,000 | 274,485,000 | 267,185,000 |
| Equity capital | 129,361,000 | 133,158,000 | 135,387,000 | 137,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 18,272,000 | 37,922,000 | 58,380,000 | 78,491,000 |
| Interest expense | 6,273,000 | 12,934,000 | 20,257,000 | 27,040,000 |
| Net interest income | 11,999,000 | 24,988,000 | 38,123,000 | 51,451,000 |
| Noninterest income | 9,450,000 | 21,641,000 | 32,023,000 | 40,990,000 |
| Noninterest expense | 16,702,000 | 34,582,000 | 51,720,000 | 67,164,000 |
| Provision for loan losses | 150,000 | 100,000 | 100,000 | 100,000 |
| Pretax income | 4,597,000 | 11,947,000 | 18,326,000 | 25,177,000 |
| Income tax | 996,000 | 2,709,000 | 4,092,000 | 5,149,000 |
| Net income | 3,601,000 | 9,238,000 | 14,234,000 | 20,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,402,000 | 133,239,000 | 135,735,000 | 137,529,000 |
| Total capital | 142,538,000 | 146,383,000 | 148,846,000 | 150,577,000 |
| Risk-weighted assets | 1,049,152,000 | 1,049,665,000 | 1,046,937,000 | 1,041,896,000 |