Call reports 2023
BANKSOUTH — 2023
What BANKSOUTH reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,243,273,000 | 1,237,081,000 | 1,245,982,000 | 1,250,432,000 |
| Total loans | 1,015,524,000 | 1,000,442,000 | 1,012,082,000 | 1,056,475,000 |
| Allowance for loan losses | 13,090,000 | 12,253,000 | 12,441,000 | 12,956,000 |
| Securities available for sale | 7,028,000 | 6,942,000 | 6,960,000 | 7,201,000 |
| Securities held to maturity | 40,748,000 | 40,797,000 | 40,631,000 | 36,742,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,018,993,000 | 1,055,194,000 | 1,064,333,000 | 1,042,349,000 |
| Interest-bearing deposits | 715,172,000 | 773,886,000 | 760,816,000 | 785,012,000 |
| Noninterest-bearing deposits | 303,821,000 | 281,308,000 | 303,517,000 | 257,337,000 |
| Equity capital | 117,803,000 | 120,866,000 | 122,129,000 | 125,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 14,582,000 | 30,893,000 | 48,267,000 | 66,479,000 |
| Interest expense | 3,535,000 | 8,852,000 | 14,337,000 | 20,163,000 |
| Net interest income | 11,047,000 | 22,041,000 | 33,930,000 | 46,316,000 |
| Noninterest income | 7,912,000 | 17,690,000 | 26,918,000 | 35,281,000 |
| Noninterest expense | 16,009,000 | 32,828,000 | 49,143,000 | 65,653,000 |
| Provision for loan losses | 1,225,000 | 2,040,000 | 2,690,000 | 3,190,000 |
| Pretax income | 1,725,000 | 5,363,000 | 10,044,000 | 14,282,000 |
| Income tax | 318,000 | 1,123,000 | 2,200,000 | 2,981,000 |
| Net income | 1,407,000 | 4,240,000 | 7,844,000 | 11,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,152,000 | 120,985,000 | 122,344,000 | 125,801,000 |
| Total capital | 130,827,000 | 133,037,000 | 134,854,000 | 138,599,000 |
| Risk-weighted assets | 1,010,309,000 | 961,210,000 | 998,641,000 | 1,021,977,000 |