Call reports 2022
BANKSOUTH — 2022
What BANKSOUTH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,265,770,000 | 1,192,984,000 | 1,191,412,000 | 1,128,504,000 |
| Total loans | 834,413,000 | 901,537,000 | 932,584,000 | 976,283,000 |
| Allowance for loan losses | 12,318,000 | 12,567,000 | 13,291,000 | 13,390,000 |
| Securities available for sale | 8,638,000 | 7,145,000 | 6,883,000 | 6,976,000 |
| Securities held to maturity | 15,704,000 | 23,470,000 | 36,160,000 | 41,172,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,112,030,000 | 1,034,756,000 | 1,049,487,000 | 983,516,000 |
| Interest-bearing deposits | 761,906,000 | 697,461,000 | 700,263,000 | 667,089,000 |
| Noninterest-bearing deposits | 350,124,000 | 337,295,000 | 349,224,000 | 316,427,000 |
| Equity capital | 112,654,000 | 114,133,000 | 117,584,000 | 119,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,269,000 | 21,397,000 | 34,359,000 | 48,021,000 |
| Interest expense | 673,000 | 1,382,000 | 2,345,000 | 3,881,000 |
| Net interest income | 9,596,000 | 20,015,000 | 32,014,000 | 44,140,000 |
| Noninterest income | 17,057,000 | 30,246,000 | 39,959,000 | 44,912,000 |
| Noninterest expense | 22,511,000 | 42,144,000 | 59,252,000 | 71,186,000 |
| Provision for loan losses | 150,000 | 255,000 | 360,000 | 465,000 |
| Pretax income | 3,992,000 | 7,862,000 | 12,361,000 | 17,401,000 |
| Income tax | 975,000 | 1,776,000 | 2,732,000 | 3,861,000 |
| Net income | 3,017,000 | 6,086,000 | 9,629,000 | 13,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,445,000 | 114,514,000 | 118,058,000 | 119,470,000 |
| Total capital | 122,842,000 | 126,016,000 | 130,043,000 | 131,901,000 |
| Risk-weighted assets | 829,879,000 | 919,147,000 | 957,506,000 | 993,567,000 |