Call reports 2021
BANKSOUTH — 2021
What BANKSOUTH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,087,459,000 | 1,077,880,000 | 1,127,496,000 | 1,184,588,000 |
| Total loans | 853,214,000 | 803,765,000 | 808,454,000 | 861,949,000 |
| Allowance for loan losses | 11,554,000 | 11,754,000 | 11,905,000 | 12,073,000 |
| Securities available for sale | 7,504,000 | 7,891,000 | 8,505,000 | 8,879,000 |
| Securities held to maturity | 14,055,000 | 13,445,000 | 12,792,000 | 11,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 939,955,000 | 932,032,000 | 979,356,000 | 1,038,856,000 |
| Interest-bearing deposits | 643,623,000 | 647,244,000 | 672,458,000 | 722,870,000 |
| Noninterest-bearing deposits | 296,332,000 | 284,788,000 | 306,898,000 | 315,986,000 |
| Equity capital | 102,049,000 | 107,726,000 | 110,378,000 | 109,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,705,000 | 19,745,000 | 29,877,000 | 39,859,000 |
| Interest expense | 967,000 | 1,849,000 | 2,706,000 | 3,562,000 |
| Net interest income | 8,738,000 | 17,896,000 | 27,171,000 | 36,297,000 |
| Noninterest income | 27,578,000 | 49,782,000 | 69,204,000 | 85,985,000 |
| Noninterest expense | 22,921,000 | 45,917,000 | 67,539,000 | 88,119,000 |
| Provision for loan losses | 195,000 | 345,000 | 495,000 | 645,000 |
| Pretax income | 13,200,000 | 21,416,000 | 28,341,000 | 33,518,000 |
| Income tax | 3,058,000 | 4,877,000 | 6,653,000 | 7,517,000 |
| Net income | 10,142,000 | 16,539,000 | 21,688,000 | 26,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,820,000 | 107,466,000 | 110,117,000 | 109,428,000 |
| Total capital | 110,997,000 | 116,639,000 | 119,582,000 | 119,679,000 |
| Risk-weighted assets | 731,815,000 | 731,291,000 | 754,837,000 | 818,319,000 |