Call reports 2020
BANKSOUTH — 2020
What BANKSOUTH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 758,352,000 | 905,739,000 | 971,832,000 | 983,471,000 |
| Total loans | 649,028,000 | 776,714,000 | 846,357,000 | 825,009,000 |
| Allowance for loan losses | 7,675,000 | 9,666,000 | 11,054,000 | 11,348,000 |
| Securities available for sale | 7,413,000 | 7,110,000 | 6,910,000 | 6,649,000 |
| Securities held to maturity | 18,576,000 | 16,159,000 | 15,745,000 | 15,077,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 619,634,000 | 736,925,000 | 789,830,000 | 843,996,000 |
| Interest-bearing deposits | 485,264,000 | 548,124,000 | 597,463,000 | 619,903,000 |
| Noninterest-bearing deposits | 134,370,000 | 188,801,000 | 192,367,000 | 224,093,000 |
| Equity capital | 77,483,000 | 84,293,000 | 89,973,000 | 91,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,621,000 | 17,495,000 | 27,028,000 | 37,356,000 |
| Interest expense | 1,567,000 | 2,952,000 | 4,203,000 | 5,292,000 |
| Net interest income | 7,054,000 | 14,543,000 | 22,825,000 | 32,064,000 |
| Noninterest income | 18,559,000 | 42,173,000 | 73,073,000 | 99,873,000 |
| Noninterest expense | 20,078,000 | 40,107,000 | 66,796,000 | 91,851,000 |
| Provision for loan losses | 1,000,000 | 3,031,000 | 4,531,000 | 4,816,000 |
| Pretax income | 4,535,000 | 13,578,000 | 24,571,000 | 35,270,000 |
| Income tax | 1,355,000 | 3,696,000 | 6,519,000 | 9,213,000 |
| Net income | 3,180,000 | 9,882,000 | 18,052,000 | 26,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,250,000 | 83,917,000 | 89,672,000 | 91,677,000 |
| Total capital | 84,686,000 | 91,965,000 | 98,484,000 | 100,180,000 |
| Risk-weighted assets | 594,695,000 | 642,233,000 | 702,726,000 | 677,447,000 |