Call reports 2018
BANKSOUTH — 2018
What BANKSOUTH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 586,180,000 | 616,317,000 | 625,805,000 | 634,677,000 |
| Total loans | 490,408,000 | 521,427,000 | 519,944,000 | 529,188,000 |
| Allowance for loan losses | 6,190,000 | 6,270,000 | 6,346,000 | 6,377,000 |
| Securities available for sale | 11,047,000 | 10,831,000 | 10,721,000 | 10,792,000 |
| Securities held to maturity | 21,202,000 | 20,858,000 | 20,819,000 | 22,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 466,999,000 | 469,816,000 | 536,180,000 | 545,548,000 |
| Interest-bearing deposits | 364,695,000 | 360,035,000 | 426,158,000 | 426,206,000 |
| Noninterest-bearing deposits | 102,304,000 | 109,781,000 | 110,022,000 | 119,342,000 |
| Equity capital | 55,793,000 | 58,088,000 | 59,902,000 | 58,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,545,000 | 13,766,000 | 21,431,000 | 29,145,000 |
| Interest expense | 598,000 | 1,448,000 | 2,511,000 | 3,677,000 |
| Net interest income | 5,947,000 | 12,318,000 | 18,920,000 | 25,468,000 |
| Noninterest income | 9,938,000 | 20,601,000 | 31,008,000 | 40,447,000 |
| Noninterest expense | 13,306,000 | 27,975,000 | 41,818,000 | 56,568,000 |
| Provision for loan losses | 75,000 | 150,000 | 221,000 | 221,000 |
| Pretax income | 2,958,000 | 5,248,000 | 8,343,000 | 9,580,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,958,000 | 5,248,000 | 8,343,000 | 9,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,931,000 | 58,229,000 | 60,075,000 | 58,511,000 |
| Total capital | 61,320,000 | 63,750,000 | 65,673,000 | 64,455,000 |
| Risk-weighted assets | 430,306,000 | 440,913,000 | 447,088,000 | 475,065,000 |