Call reports 2016
BANKSOUTH — 2016
What BANKSOUTH reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 453,882,000 | 494,144,000 | 531,413,000 | 531,254,000 |
| Total loans | 377,807,000 | 408,980,000 | 440,602,000 | 437,442,000 |
| Allowance for loan losses | 5,143,000 | 5,510,000 | 5,679,000 | 5,668,000 |
| Securities available for sale | 5,064,000 | 5,273,000 | 6,736,000 | 10,914,000 |
| Securities held to maturity | 15,133,000 | 14,212,000 | 13,599,000 | 13,793,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,613,000 | 388,144,000 | 408,148,000 | 418,147,000 |
| Interest-bearing deposits | 320,486,000 | 319,202,000 | 331,684,000 | 336,967,000 |
| Noninterest-bearing deposits | 63,127,000 | 68,943,000 | 76,464,000 | 81,180,000 |
| Equity capital | 48,316,000 | 50,154,000 | 52,230,000 | 51,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,335,000 | 10,830,000 | 16,785,000 | 22,483,000 |
| Interest expense | 390,000 | 791,000 | 1,240,000 | 1,687,000 |
| Net interest income | 4,945,000 | 10,039,000 | 15,545,000 | 20,796,000 |
| Noninterest income | 11,392,000 | 25,545,000 | 39,375,000 | 51,154,000 |
| Noninterest expense | 13,213,000 | 28,707,000 | 43,784,000 | 58,624,000 |
| Provision for loan losses | 98,000 | 243,000 | 386,000 | 248,000 |
| Pretax income | 3,026,000 | 6,634,000 | 10,750,000 | 13,078,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,026,000 | 6,634,000 | 10,750,000 | 13,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,179,000 | 50,038,000 | 52,157,000 | 51,985,000 |
| Total capital | 52,061,000 | 54,343,000 | 56,772,000 | 56,596,000 |
| Risk-weighted assets | 309,309,000 | 343,231,000 | 368,114,000 | 367,810,000 |