Call reports 2015
BANKSOUTH — 2015
What BANKSOUTH reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 400,401,000 | 419,245,000 | 438,901,000 | 451,841,000 |
| Total loans | 333,101,000 | 345,950,000 | 358,418,000 | 377,348,000 |
| Allowance for loan losses | 5,456,000 | 5,563,000 | 5,281,000 | 4,937,000 |
| Securities available for sale | 7,437,000 | 6,266,000 | 6,246,000 | 5,292,000 |
| Securities held to maturity | 13,469,000 | 13,538,000 | 14,178,000 | 15,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,634,000 | 327,192,000 | 337,934,000 | 363,770,000 |
| Interest-bearing deposits | 303,679,000 | 305,660,000 | 283,931,000 | 308,944,000 |
| Noninterest-bearing deposits | 18,955,000 | 21,532,000 | 54,003,000 | 54,826,000 |
| Equity capital | 44,475,000 | 44,614,000 | 45,009,000 | 46,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,823,000 | 9,910,000 | 15,570,000 | 21,069,000 |
| Interest expense | 432,000 | 900,000 | 1,318,000 | 1,712,000 |
| Net interest income | 4,391,000 | 9,010,000 | 14,252,000 | 19,357,000 |
| Noninterest income | 10,966,000 | 20,586,000 | 31,232,000 | 39,756,000 |
| Noninterest expense | 10,879,000 | 22,817,000 | 36,026,000 | 48,180,000 |
| Provision for loan losses | 171,000 | 159,000 | -67,000 | -10,000 |
| Pretax income | 4,307,000 | 6,620,000 | 9,525,000 | 10,943,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 4,302,000 | 6,615,000 | 9,520,000 | 10,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,103,000 | 44,418,000 | 44,827,000 | 46,247,000 |
| Total capital | 47,626,000 | 48,039,000 | 48,643,000 | 50,040,000 |
| Risk-weighted assets | 281,208,000 | 287,716,000 | 303,816,000 | 302,323,000 |