Call reports 2013
BANKSOUTH — 2013
What BANKSOUTH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 351,980,000 | 358,992,000 | 367,485,000 | 354,733,000 |
| Total loans | 245,333,000 | 266,065,000 | 242,679,000 | 257,180,000 |
| Allowance for loan losses | 4,851,000 | 5,176,000 | 4,953,000 | 5,149,000 |
| Securities available for sale | 11,716,000 | 11,063,000 | 10,998,000 | 9,689,000 |
| Securities held to maturity | 5,980,000 | 5,978,000 | 6,659,000 | 7,682,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,521,000 | 297,478,000 | 302,252,000 | 300,746,000 |
| Interest-bearing deposits | 251,735,000 | 253,495,000 | 287,746,000 | 284,194,000 |
| Noninterest-bearing deposits | 43,786,000 | 43,983,000 | 14,506,000 | 16,552,000 |
| Equity capital | 38,125,000 | 38,069,000 | 37,219,000 | 37,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,235,000 | 9,246,000 | 13,129,000 | 17,674,000 |
| Interest expense | 579,000 | 1,184,000 | 1,781,000 | 2,326,000 |
| Net interest income | 3,656,000 | 8,062,000 | 11,348,000 | 15,348,000 |
| Noninterest income | 7,597,000 | 17,256,000 | 26,679,000 | 31,894,000 |
| Noninterest expense | 9,447,000 | 19,888,000 | 31,027,000 | 38,664,000 |
| Provision for loan losses | 289,000 | 829,000 | 590,000 | 1,240,000 |
| Pretax income | 1,517,000 | 4,601,000 | 6,410,000 | 7,338,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 1,512,000 | 4,596,000 | 6,405,000 | 7,333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,433,000 | 37,526,000 | 36,843,000 | 36,779,000 |
| Total capital | 40,059,000 | 40,303,000 | 39,454,000 | 39,554,000 |
| Risk-weighted assets | 207,863,000 | 219,746,000 | 208,903,000 | 219,640,000 |