Call reports 2012
BANKSOUTH — 2012
What BANKSOUTH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 340,863,000 | 345,344,000 | 352,674,000 | 351,778,000 |
| Total loans | 224,758,000 | 233,724,000 | 274,550,000 | 249,778,000 |
| Allowance for loan losses | 4,259,000 | 3,856,000 | 5,153,000 | 5,148,000 |
| Securities available for sale | 12,213,000 | 12,677,000 | 12,287,000 | 12,002,000 |
| Securities held to maturity | 6,234,000 | 6,233,000 | 5,982,000 | 5,981,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,405,000 | 294,562,000 | 288,921,000 | 296,981,000 |
| Interest-bearing deposits | 281,836,000 | 289,097,000 | 245,531,000 | 250,710,000 |
| Noninterest-bearing deposits | 8,569,000 | 5,465,000 | 43,390,000 | 46,270,000 |
| Equity capital | 32,791,000 | 33,052,000 | 35,025,000 | 36,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,109,000 | 8,145,000 | 12,752,000 | 17,313,000 |
| Interest expense | 766,000 | 1,455,000 | 2,100,000 | 2,713,000 |
| Net interest income | 3,343,000 | 6,690,000 | 10,652,000 | 14,600,000 |
| Noninterest income | 3,109,000 | 8,335,000 | 15,093,000 | 24,235,000 |
| Noninterest expense | 4,697,000 | 11,223,000 | 18,230,000 | 28,187,000 |
| Provision for loan losses | 344,000 | 1,133,000 | 2,917,000 | 3,073,000 |
| Pretax income | 1,411,000 | 2,669,000 | 4,598,000 | 7,575,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 1,406,000 | 2,664,000 | 4,593,000 | 7,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,161,000 | 32,415,000 | 34,188,000 | 35,913,000 |
| Total capital | 34,473,000 | 34,817,000 | 36,857,000 | 38,533,000 |
| Risk-weighted assets | 183,017,000 | 190,670,000 | 211,057,000 | 207,096,000 |