Call reports 2025
G.W. JONES EXCHANGE BANK — 2025
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 109,373,000 | 108,465,000 | 111,166,000 | 111,671,000 |
| Total loans | 24,686,000 | 24,023,000 | 24,745,000 | 25,092,000 |
| Allowance for loan losses | 263,000 | 262,000 | 262,000 | 262,000 |
| Securities available for sale | 24,271,000 | 27,231,000 | 28,369,000 | 30,107,000 |
| Securities held to maturity | 23,732,000 | 19,906,000 | 21,616,000 | 20,467,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,649,000 | 98,391,000 | 100,500,000 | 100,907,000 |
| Interest-bearing deposits | 52,550,000 | 54,740,000 | 56,274,000 | 56,420,000 |
| Noninterest-bearing deposits | 47,099,000 | 43,651,000 | 44,226,000 | 44,487,000 |
| Equity capital | 8,717,000 | 9,154,000 | 9,706,000 | 9,806,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 897,000 | 2,096,000 | 3,196,000 | 4,576,000 |
| Interest expense | 168,000 | 333,000 | 508,000 | 670,000 |
| Net interest income | 729,000 | 1,763,000 | 2,688,000 | 3,906,000 |
| Noninterest income | 356,000 | 580,000 | 858,000 | 1,106,000 |
| Noninterest expense | 817,000 | 1,548,000 | 2,440,000 | 3,928,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 268,000 | 795,000 | 1,106,000 | 1,084,000 |
| Income tax | 0 | 20,000 | 125,000 | 160,000 |
| Net income | 268,000 | 775,000 | 981,000 | 924,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,429,000 | 8,936,000 | 10,284,000 | 10,527,000 |
| Total capital | 8,692,000 | 9,198,000 | 10,546,000 | 10,789,000 |
| Risk-weighted assets | 28,353,000 | 26,416,000 | 26,702,000 | 27,437,000 |