Call reports 2024
G.W. JONES EXCHANGE BANK — 2024
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 124,309,000 | 101,066,000 | 103,788,000 | 107,323,000 |
| Total loans | 24,863,000 | 24,706,000 | 25,565,000 | 25,182,000 |
| Allowance for loan losses | 264,000 | 263,000 | 263,000 | 263,000 |
| Securities available for sale | 20,706,000 | 22,202,000 | 22,433,000 | 21,089,000 |
| Securities held to maturity | 31,717,000 | 25,008,000 | 23,919,000 | 23,639,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,985,000 | 91,523,000 | 93,285,000 | 98,088,000 |
| Interest-bearing deposits | 37,548,000 | 54,171,000 | 54,936,000 | 54,845,000 |
| Noninterest-bearing deposits | 77,437,000 | 37,352,000 | 38,349,000 | 43,243,000 |
| Equity capital | 8,827,000 | 8,812,000 | 9,734,000 | 8,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,047,000 | 2,108,000 | 3,045,000 | 4,353,000 |
| Interest expense | 200,000 | 430,000 | 667,000 | 868,000 |
| Net interest income | 847,000 | 1,678,000 | 2,378,000 | 3,485,000 |
| Noninterest income | 320,000 | 586,000 | 958,000 | 1,262,000 |
| Noninterest expense | 802,000 | 1,646,000 | 2,538,000 | 3,676,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 365,000 | 618,000 | 798,000 | 1,071,000 |
| Income tax | 62,000 | 122,000 | 147,000 | 251,000 |
| Net income | 303,000 | 496,000 | 651,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,056,000 | 10,146,000 | 10,396,000 | 9,303,000 |
| Total capital | 10,320,000 | 10,409,000 | 10,659,000 | 9,566,000 |
| Risk-weighted assets | 28,153,000 | 27,772,000 | 28,017,000 | 28,829,000 |