Call reports 2023
G.W. JONES EXCHANGE BANK — 2023
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 122,910,000 | 120,346,000 | 124,133,000 | 126,917,000 |
| Total loans | 24,318,000 | 24,963,000 | 24,596,000 | 25,136,000 |
| Allowance for loan losses | 266,000 | 266,000 | 264,000 | 264,000 |
| Securities available for sale | 10,140,000 | 10,755,000 | 10,117,000 | 17,583,000 |
| Securities held to maturity | 33,608,000 | 31,858,000 | 30,823,000 | 31,291,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,684,000 | 111,442,000 | 115,508,000 | 117,805,000 |
| Interest-bearing deposits | 39,971,000 | 35,204,000 | 36,943,000 | 37,735,000 |
| Noninterest-bearing deposits | 74,713,000 | 76,238,000 | 78,565,000 | 80,070,000 |
| Equity capital | 7,694,000 | 8,013,000 | 7,974,000 | 8,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 938,000 | 1,959,000 | 3,031,000 | 4,455,000 |
| Interest expense | 142,000 | 304,000 | 484,000 | 716,000 |
| Net interest income | 796,000 | 1,655,000 | 2,547,000 | 3,739,000 |
| Noninterest income | 425,000 | 860,000 | 1,139,000 | 1,516,000 |
| Noninterest expense | 781,000 | 1,632,000 | 2,450,000 | 3,829,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 440,000 | 883,000 | 1,236,000 | 1,426,000 |
| Income tax | 10,000 | 40,000 | 110,000 | 190,000 |
| Net income | 430,000 | 843,000 | 1,126,000 | 1,236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,694,000 | 8,013,000 | 9,601,000 | 9,747,000 |
| Total capital | 7,960,000 | 8,279,000 | 9,865,000 | 10,011,000 |
| Risk-weighted assets | 29,373,000 | 28,907,000 | 27,718,000 | 29,393,000 |