Call reports 2022
G.W. JONES EXCHANGE BANK — 2022
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 107,651,000 | 105,475,000 | 111,886,000 | 117,457,000 |
| Total loans | 22,168,000 | 21,865,000 | 22,938,000 | 23,985,000 |
| Allowance for loan losses | 266,000 | 266,000 | 266,000 | 266,000 |
| Securities available for sale | 9,947,000 | 9,153,000 | 8,491,000 | 10,442,000 |
| Securities held to maturity | 21,974,000 | 33,446,000 | 33,704,000 | 33,763,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,469,000 | 97,325,000 | 103,662,000 | 109,453,000 |
| Interest-bearing deposits | 39,321,000 | 35,144,000 | 36,692,000 | 37,099,000 |
| Noninterest-bearing deposits | 60,148,000 | 62,181,000 | 66,970,000 | 72,354,000 |
| Equity capital | 7,585,000 | 7,736,000 | 7,550,000 | 7,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 404,000 | 1,004,000 | 1,726,000 | 2,632,000 |
| Interest expense | 21,000 | 69,000 | 104,000 | 187,000 |
| Net interest income | 383,000 | 935,000 | 1,622,000 | 2,445,000 |
| Noninterest income | 543,000 | 1,090,000 | 1,587,000 | 2,022,000 |
| Noninterest expense | 652,000 | 1,331,000 | 2,073,000 | 3,372,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 274,000 | 694,000 | 1,136,000 | 1,095,000 |
| Income tax | 40,000 | 80,000 | 130,000 | 180,000 |
| Net income | 234,000 | 614,000 | 1,006,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,585,000 | 7,736,000 | 7,550,000 | 7,526,000 |
| Total capital | 7,851,000 | 8,002,000 | 7,816,000 | 7,792,000 |
| Risk-weighted assets | 25,471,000 | 26,930,000 | 26,574,000 | 28,382,000 |