Call reports 2021
G.W. JONES EXCHANGE BANK — 2021
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 105,953,000 | 104,534,000 | 103,283,000 | 108,655,000 |
| Total loans | 24,110,000 | 24,541,000 | 23,678,000 | 23,604,000 |
| Allowance for loan losses | 265,000 | 265,000 | 266,000 | 266,000 |
| Securities available for sale | 15,178,000 | 13,733,000 | 12,440,000 | 11,079,000 |
| Securities held to maturity | 11,133,000 | 16,218,000 | 18,761,000 | 18,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,154,000 | 96,261,000 | 94,895,000 | 100,090,000 |
| Interest-bearing deposits | 29,166,000 | 30,972,000 | 31,607,000 | 33,243,000 |
| Noninterest-bearing deposits | 68,988,000 | 65,289,000 | 63,288,000 | 66,847,000 |
| Equity capital | 7,578,000 | 7,866,000 | 7,969,000 | 7,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 496,000 | 1,037,000 | 1,555,000 | 2,041,000 |
| Interest expense | 25,000 | 67,000 | 90,000 | 112,000 |
| Net interest income | 471,000 | 970,000 | 1,465,000 | 1,929,000 |
| Noninterest income | 330,000 | 729,000 | 1,082,000 | 1,753,000 |
| Noninterest expense | 616,000 | 1,205,000 | 1,842,000 | 2,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 494,000 | 705,000 | 811,000 |
| Income tax | 0 | 0 | 40,000 | 80,000 |
| Net income | 185,000 | 494,000 | 665,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,737,000 | 8,046,000 | 8,217,000 | 7,872,000 |
| Total capital | 8,002,000 | 8,311,000 | 8,483,000 | 8,138,000 |
| Risk-weighted assets | 27,013,000 | 27,164,000 | 26,633,000 | 25,268,000 |