Call reports 2020
G.W. JONES EXCHANGE BANK — 2020
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 63,983,000 | 69,658,000 | 86,149,000 | 89,448,000 |
| Total loans | 24,902,000 | 25,942,000 | 25,626,000 | 26,128,000 |
| Allowance for loan losses | 307,000 | 267,000 | 265,000 | 265,000 |
| Securities available for sale | 5,476,000 | 6,655,000 | 11,013,000 | 14,339,000 |
| Securities held to maturity | 9,105,000 | 6,484,000 | 7,871,000 | 9,370,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,585,000 | 61,515,000 | 78,151,000 | 81,489,000 |
| Interest-bearing deposits | 25,334,000 | 27,200,000 | 27,229,000 | 27,571,000 |
| Noninterest-bearing deposits | 31,251,000 | 34,315,000 | 50,922,000 | 53,918,000 |
| Equity capital | 7,219,000 | 7,552,000 | 7,698,000 | 7,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 516,000 | 1,095,000 | 1,715,000 | 2,227,000 |
| Interest expense | 57,000 | 101,000 | 134,000 | 160,000 |
| Net interest income | 459,000 | 994,000 | 1,581,000 | 2,067,000 |
| Noninterest income | 147,000 | 392,000 | 521,000 | 802,000 |
| Noninterest expense | 526,000 | 1,045,000 | 1,642,000 | 2,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 80,000 | 341,000 | 460,000 | 528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 341,000 | 460,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,962,000 | 7,224,000 | 7,343,000 | 7,236,000 |
| Total capital | 7,269,000 | 7,491,000 | 7,608,000 | 7,501,000 |
| Risk-weighted assets | 29,760,000 | 29,139,000 | 27,227,000 | 28,934,000 |