Call reports 2016
G.W. JONES EXCHANGE BANK — 2016
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,367,000 | 58,366,000 | 60,410,000 | 62,307,000 |
| Total loans | 25,190,000 | 24,966,000 | 24,728,000 | 23,977,000 |
| Allowance for loan losses | 318,000 | 297,000 | 298,000 | 299,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,921,000 | 19,076,000 | 19,121,000 | 19,092,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,838,000 | 51,714,000 | 53,788,000 | 55,708,000 |
| Interest-bearing deposits | 26,193,000 | 27,558,000 | 26,811,000 | 27,291,000 |
| Noninterest-bearing deposits | 25,645,000 | 24,156,000 | 26,977,000 | 28,417,000 |
| Equity capital | 6,351,000 | 6,450,000 | 6,449,000 | 6,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 943,000 | 1,384,000 | 1,839,000 |
| Interest expense | 36,000 | 100,000 | 130,000 | 167,000 |
| Net interest income | 417,000 | 843,000 | 1,254,000 | 1,672,000 |
| Noninterest income | 115,000 | 259,000 | 362,000 | 470,000 |
| Noninterest expense | 485,000 | 953,000 | 1,468,000 | 2,010,000 |
| Provision for loan losses | 0 | 3,000 | 3,000 | 4,000 |
| Pretax income | 47,000 | 146,000 | 145,000 | 128,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 47,000 | 146,000 | 145,000 | 128,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,351,000 | 6,450,000 | 6,449,000 | 6,357,000 |
| Total capital | 6,669,000 | 6,747,000 | 6,747,000 | 6,656,000 |
| Risk-weighted assets | 25,804,000 | 25,264,000 | 25,006,000 | 24,343,000 |