Call reports 2015
G.W. JONES EXCHANGE BANK — 2015
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 66,204,000 | 62,347,000 | 57,875,000 | 60,513,000 |
| Total loans | 26,971,000 | 26,555,000 | 25,915,000 | 25,221,000 |
| Allowance for loan losses | 350,000 | 353,000 | 355,000 | 385,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,814,000 | 19,059,000 | 19,860,000 | 20,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,706,000 | 55,724,000 | 51,230,000 | 54,081,000 |
| Interest-bearing deposits | 25,304,000 | 32,079,000 | 27,118,000 | 26,647,000 |
| Noninterest-bearing deposits | 34,402,000 | 23,645,000 | 24,112,000 | 27,434,000 |
| Equity capital | 6,313,000 | 6,347,000 | 6,353,000 | 6,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 904,000 | 1,388,000 | 1,855,000 |
| Interest expense | 34,000 | 66,000 | 110,000 | 139,000 |
| Net interest income | 427,000 | 838,000 | 1,278,000 | 1,716,000 |
| Noninterest income | 102,000 | 214,000 | 315,000 | 427,000 |
| Noninterest expense | 460,000 | 923,000 | 1,458,000 | 1,953,000 |
| Provision for loan losses | 9,000 | 10,000 | 10,000 | 39,000 |
| Pretax income | 60,000 | 119,000 | 125,000 | 151,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 119,000 | 125,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,313,000 | 6,347,000 | 6,353,000 | 6,304,000 |
| Total capital | 6,657,000 | 6,678,000 | 6,679,000 | 6,624,000 |
| Risk-weighted assets | 27,504,000 | 26,473,000 | 26,047,000 | 25,533,000 |