Call reports 2014
G.W. JONES EXCHANGE BANK — 2014
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 64,235,000 | 62,294,000 | 63,676,000 | 63,865,000 |
| Total loans | 28,041,000 | 27,272,000 | 27,139,000 | 26,781,000 |
| Allowance for loan losses | 356,000 | 366,000 | 339,000 | 348,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,427,000 | 18,298,000 | 18,538,000 | 18,638,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,832,000 | 55,506,000 | 57,160,000 | 57,431,000 |
| Interest-bearing deposits | 35,727,000 | 33,983,000 | 33,645,000 | 32,737,000 |
| Noninterest-bearing deposits | 22,105,000 | 21,523,000 | 23,515,000 | 24,694,000 |
| Equity capital | 6,210,000 | 6,294,000 | 6,334,000 | 6,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 995,000 | 1,468,000 | 1,971,000 |
| Interest expense | 60,000 | 97,000 | 136,000 | 170,000 |
| Net interest income | 439,000 | 898,000 | 1,332,000 | 1,801,000 |
| Noninterest income | 145,000 | 255,000 | 400,000 | 509,000 |
| Noninterest expense | 504,000 | 980,000 | 1,510,000 | 2,076,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 33,000 |
| Pretax income | 71,000 | 155,000 | 195,000 | 201,000 |
| Income tax | 13,000 | 13,000 | 13,000 | 0 |
| Net income | 58,000 | 142,000 | 182,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,210,000 | 6,294,000 | 6,334,000 | 6,253,000 |
| Total capital | 6,512,000 | 6,583,000 | 6,648,000 | 6,564,000 |
| Risk-weighted assets | 24,100,000 | 25,113,000 | 25,124,000 | 27,127,000 |