Call reports 2013
G.W. JONES EXCHANGE BANK — 2013
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 64,379,000 | 62,127,000 | 64,448,000 | 64,309,000 |
| Total loans | 31,010,000 | 30,390,000 | 29,556,000 | 28,865,000 |
| Allowance for loan losses | 360,000 | 369,000 | 378,000 | 346,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,475,000 | 12,065,000 | 12,968,000 | 15,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,041,000 | 55,482,000 | 57,613,000 | 57,932,000 |
| Interest-bearing deposits | 37,444,000 | 36,751,000 | 36,662,000 | 35,218,000 |
| Noninterest-bearing deposits | 20,597,000 | 18,731,000 | 20,951,000 | 22,714,000 |
| Equity capital | 6,027,000 | 6,162,000 | 6,200,000 | 6,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 511,000 | 1,020,000 | 1,535,000 | 2,037,000 |
| Interest expense | 49,000 | 93,000 | 142,000 | 202,000 |
| Net interest income | 462,000 | 927,000 | 1,393,000 | 1,835,000 |
| Noninterest income | 117,000 | 251,000 | 375,000 | 537,000 |
| Noninterest expense | 530,000 | 976,000 | 1,504,000 | 2,111,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 40,000 | 184,000 | 237,000 | 225,000 |
| Income tax | 0 | 9,000 | 24,000 | 0 |
| Net income | 40,000 | 175,000 | 213,000 | 225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,027,000 | 6,162,000 | 6,200,000 | 6,152,000 |
| Total capital | 6,352,000 | 6,484,000 | 6,519,000 | 6,475,000 |
| Risk-weighted assets | 26,001,000 | 25,680,000 | 25,457,000 | 25,827,000 |