Call reports 2012
G.W. JONES EXCHANGE BANK — 2012
What G.W. JONES EXCHANGE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 61,770,000 | 63,044,000 | 61,242,000 | 63,506,000 |
| Total loans | 31,830,000 | 31,184,000 | 32,041,000 | 32,442,000 |
| Allowance for loan losses | 399,000 | 381,000 | 389,000 | 350,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,868,000 | 10,254,000 | 11,164,000 | 12,037,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,451,000 | 56,520,000 | 54,883,000 | 57,193,000 |
| Interest-bearing deposits | 44,740,000 | 45,432,000 | 37,104,000 | 36,241,000 |
| Noninterest-bearing deposits | 10,711,000 | 11,088,000 | 17,779,000 | 20,952,000 |
| Equity capital | 5,873,000 | 5,932,000 | 5,918,000 | 5,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,066,000 | 1,596,000 | 2,144,000 |
| Interest expense | 79,000 | 143,000 | 203,000 | 254,000 |
| Net interest income | 453,000 | 923,000 | 1,393,000 | 1,890,000 |
| Noninterest income | 132,000 | 271,000 | 399,000 | 535,000 |
| Noninterest expense | 541,000 | 1,079,000 | 1,691,000 | 2,193,000 |
| Provision for loan losses | 12,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 32,000 | 103,000 | 89,000 | 220,000 |
| Income tax | 0 | 12,000 | 12,000 | 26,000 |
| Net income | 32,000 | 91,000 | 77,000 | 194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,873,000 | 5,932,000 | 5,918,000 | 5,987,000 |
| Total capital | 6,208,000 | 6,264,000 | 6,257,000 | 6,326,000 |
| Risk-weighted assets | 26,729,000 | 26,549,000 | 27,071,000 | 27,127,000 |